The effects of accidents, sickness or redundancy can be severe on a person’s income. At Sage Wealth Management, we advise suitable income protection policies and recommend levels of cover suitable for you.
Treat it like a personal sick pay policy, meaning that important monthly payments such as mortgage, household and food bills are covered.
There are currently three definitions of incapacity, which you can choose from when selecting the level of cover you want your policy to provide.
- Own Occupation: No longer able to perform duties within your own occupation
- Suited Occupation: No longer able to perform usual role or an equivalent
- Any Occupation/Activities of Daily Living: An inability to do any form of work