Investment Bonds

Investment Bonds

Are you worried about achieving a sustainable income against the risk of inflation? For a reasonable amount of time now, bank and building society accounts have only been receiving low payments and subsequently, some investors are increasingly looking towards Investment Bonds to help counteract rates of inflation against the possible return on investment.

These long term investment products have a great number of benefits. Including a wide range of asset classes, as well as potential capital growth, income and tax planning requirements.

Investors can also manage their personal liability to income and capital gains taxes, further spread risk and switch more easily between funds.

The value of an investment with St. James’s Place will be directly linked to the performance of the funds selected any may fall as well as rise. You may get back less than the amount invested.

Equities do not provide the security of capital associated with a deposit account with a bank or building society.

The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief depends on individual circumstances.

If income taken exceeds the growth of the Bond, the capital will be eroded.