Planning Your Retirement

When you retire, you may be able to withdraw 25% of your savings as tax-free cash, depending on the type of pension you have you may also be able to withdraw the remaining amount of your savings, either as income, or a lump sum subject to your marginal rate of income tax.

Pension Review Service

We work with a carefully considered panel of providers through St. James’s Place to provide a number of retirement options. Including:

  • Self-Invested Pension Plans (SIPPs)
  • Trustee Schemes
  • Retirement Plans
  • Drawdown Plans
  • Annuities
  • Leaving the balance of your pension to an individual upon your death (be aware that this may involve certain tax implications)

The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief depends on individual circumstances.